Applying for a digital nomad visa in Spain? One of the most frequent questions revolves around the mandatory private health insurance required for this visa. Here, we answer your queries and provide a recommendation for an insurance provider that can certify the necessary health insurance coverage.
Is Private Health Insurance Always Necessary for the Digital Nomad Visa?
Private health insurance is a common requirement for obtaining a digital nomad visa in Spain, but is it always necessary? Let’s delve into when it is mandatory and when it is not.
When is Private Health Insurance Optional?
Private health insurance is not mandatory if the applicant commits to registering and contributing to Spain’s social security system once the visa is granted. This applies to most freelancers and some employees. Those who pay into Spain’s social security system are covered for pensions and health insurance, meaning they do not need additional private health insurance.
However, if an applicant opts to continue contributing to their home country’s pension system, they will need private health insurance equivalent to Spain’s social security coverage. This insurance should encompass analogous treatments, entail no waiting periods or copayments, and must be provided by a registered insurance company in Spain.
Where to Get Private Health Insurance for a Digital Nomad Visa?
Applicants must present a certificate in Spanish from an officially registered Spanish insurance provider, certifying that the health insurance meets the required standards.
You can check this health insurance option for expats and visa applicants from certified insurer ASSSA Seguros that meets the necessary criteria for the digital nomad visa in Spain.
Key Takeaways
- Private health insurance is mandatory unless you register and contribute to Spain’s social security system.
- If you contribute to your home country’s pension system, you will need private health insurance equivalent to Spain’s social security coverage.
- Ensure the insurance policy covers analogue treatments, has no limits, waiting periods, or copayments, and is provided by a registered Spanish insurer.
Contact Us for Personalized Assistance
The social security requirement for this visa has some complexities, and doubts may remain regarding individual cases. For personalized assistance and to ensure you meet all the requirements for the digital nomad visa in Spain, feel free to contact us. Our experts are here to help you navigate the process smoothly.
For more information and to find an insurance provider that meets these requirements, click here to explore suitable health insurance plans for expats and digital nomad visa applicants in Spain.
